Key Highlights of Yes Prosperity Cashback Credit card

Axis Bank My Zone Credit Card
Best Suited for  Cashback and rewards
Joining Fee Nil
Annual Fee Rs. 999
Welcome Benefits Up to 20% savings on select travel purchases
Best Feature 5% cashback on movies, groceries and utility bill payments
The Money Fair Rating ★★★★(4/5)

Welcome Benefits

  • Get complimentary movie tickets worth Rs. 500 every month
  • Enjoy up to 10% cashback on Reliance Digital and Reliance Trends
  • Get up to 10% cashback on grocery shopping at Reliance Smart
  • Get up to 20% cashback on dining at select restaurants
  • Get up to 10% cashback on shopping at select malls
  • Get up to 8% cashback on travel bookings made on Yatra.com
  • Get up to 10% cashback on online shopping with Amazon, Flipkart, Myntra, and Jabong

Milestone Benefits

Earn bonus reward points and complimentary business class tickets when you reach certain spending milestones. Details of the milestone benefits of Yes Prosperity Cashback Credit card are as follows:

Amount Milestone Benefit
  • Rs. 1 lakh
  • Rs. 2.5 lakh
  • Rs. 5 lakh
  • Rs. 7.5 lakh
  • Rs. 12 lakh
  • 10,000 Bonus CV Points 
  • Business Class Ticket
  • 1 Business Class Ticket
  • 1 Business Class Ticket
  • 1 Business Class Ticket

Note: No reward points will be credited for movie, fuel and EMI transactions. The EDGE reward points can be redeemed against a variety of items, including vouchers, mobile accessories, home decor, computer accessories, etc. Check the EDGE Rewards Catalogue for options to redeem points.

Other Benefits of Yes Prosperity Cashback Credit card

  • Reward points: Yes Prosperity Cashback Credit Card offers reward points on eligible purchases. Customers can earn reward points for every Rs. 200 spent on the card, which can be redeemed for cashback or other benefits.
  • Cashback offers: Cardholders can avail special cashback offers for shopping at select stores and for using the card for making payments at certain merchants.
  • No annual fee: This card does not charge any annual fee for its usage.
  • Zero lost card liability: Cardholders are protected from any financial losses due to unauthorized usage of their card in case it is lost or stolen.
  • Additional benefits: Customers can also enjoy additional benefits such as access to airport lounges, discounts on online shopping, and more.
  • Special offers: Cardholders can avail special offers such as discounts on dining, travel, and entertainment.

Credit Card Ho Toh Aisa!

It’s not just a credit card, it’s a rewards card!

Apply Now

Yes Prosperity Cashback Credit card: Fees & Charges

The fees and charges applicable to Yes Prosperity Cashback Credit card are mentioned below:

Type of Fee/ Charge Amount

Joining Fee

Nil

Annual/ Renewal Fee

Rs. 999

Finance Charges

3.50% p.m./42.00% p.a.

Late Payment Fee

  • Less than Rs. 101 – Nil
  • Rs. 101 – Rs. 500 – Rs. 150
  • Rs. 501 – Rs. 5,000 – Rs. 500
  • Rs. 5,001 – Rs. 20,000 – Rs. 750
  • Rs. 20,000 & above – Rs. 1,000

It depends on your individual financial situation. Yes Prosperity Cashback Credit Card has some great cashback rates and benefits, but you should also consider any additional fees and interest rates to determine if it is right for you.

The Yes Prosperity Cashback Credit Card is a great option for those who want to get rewards on their everyday purchases. It offers up to 5% cashback on all purchases made across all categories, including groceries and fuel. It also offers a 0.5% cashback on all payments made via the YAP Money App. The rewards are easy to redeem, and you can get cashback directly credited to your bank account. If you are looking for a card to earn rewards on your everyday purchases, the Yes Prosperity Cashback Credit Card is a great option.

Click here to apply for this credit card. 

Criteria
  • Minimum Income for Self-employed Applicants
  • Occupation
  • Minimum Income
  • ITR of at least Rs. 5 lakh 
  • Salaried or Self-employed
  • Rs. 20,000 per month

Q.  How can I apply for Yes Prosperity Cashback Credit card?

A. You can apply for the Yes Prosperity Cashback Credit card online or by visiting the nearest Yes Bank branch. You can also call the bank’s customer service number and apply for the card over the phone.

Q. How can I check the application status of my Yes Prosperity Cashback Credit card?

A. You can check the status of your Yes Prosperity Cashback Credit card online. Log into the Yes Bank website and go to the ‘Credit Cards’ section. Select ‘Track Your Application’, enter your application reference number and click on ‘Submit’. You will be able to view your application status. You can also contact the Yes Bank customer service team to get an update on your application.

Q.  I don’t have an account with Yes Bank. Can I apply for Yes Prosperity Cashback Credit card?

A. Yes, you can apply for the Yes Prosperity Cashback Credit card even if you don't have an account with Yes Bank.

Q. What should I do if I Iose my Yes Prosperity Cashback Credit card?

A. If you lose your Yes Prosperity Cashback Credit card, you should contact Yes Bank directly immediately to block the card. You can contact them at 1800-1200 and press 2 for Yes Prosperity Cashback Credit Card.

Q. Can I convert my Yes Prosperity Cashback Credit card purchases into EMIs?

A. No, you cannot convert your Yes Prosperity Cashback Credit card purchases into EMIs.